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I saved N500,000 for my shop renovation without even thinking about it. The auto-save feature is the best thing that has happened to my finance. I didn't miss the money because I never touched
CF
Chidinma Fela
Employer
SaveInvestRetire
Your Money, Unified.
Your Future, Secured.
Automate your Savings, Invest with Confidence, and take control of your Retirement in one place
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33.4M+Saved by Users
203k+
Active Users
10 Years
Experience
4.7 ★
App Store Rating
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What Silverwork does
Three Strong Pillars. One App.
Save, Invest, and secure your pension without juggling different platforms
SavingsSave on autopilot. Watch it grow.
Create multiple savings plans, each with its own goal, timeline and auto-debit schedule. Flexible, locked, target, or group savings. Built for various income patterns
- Auto-save from any Bank account or card
- Up to 18% p.a. interest on locked plans
- Group savings (Ajo/Esusu) for friends and family
- Pause, or adjust anytime. You always stay in control
InvestmentsVerified Deals. Transparent Returns.
Every investment is screened by our risk team. Agriculture, Real Estate, Fixed Income, and Equities, with returns clearly stated before you commit a single naira in the Investment Marketplace.
- Start from little amount
- Real-time portfolio performance tracking
- Risk-rated deals: Low, Medium, High.
- SEC-registered marketplace, not an informal scheme.
PensionRetirement Isn't far. Start Now.
Link your RSA account, track mandatory and voluntary contributions, and see exactly what your retirement will look like, with a forecast calculator that adjusts in real time.
- PenCom compliant RSA management
- Voluntary Contributions (AVC) with tax relief
- Employer portal for SME owners to manage staff pensions
- See your projected balance at any age with retirement forecast
How it works
Different features. One similar Experience.
Learn how our savings, Investment, and Pension features work together for you.
1
Step 1Create and Verify Account
Sign up with your phone number ot email address. Before proceeding with any actions, verify your account and create a digit PIN for your transaction authorisations.
2
Step 2Pick a Savings Type
From the different Saving options such as Flexible (access anytime), Locked (higher interest), Target (goal-based) or Group Savings (Ajo/Esusu).
3
Step 3Set up Auto-save
Name your goal, enter the amount, choose savings frequency (daily, weekly, or monthly), provide deduction amount, and choose a funding method to use.
4
Step 4Watch it Grow
Watch your savings automatically on your schedule. Track progress, earn daily interest, and withdraw anytime (Target, Flexible and Group Savings).
FAQs
Questions? We Have Answers
What you need to know about the platform, find answers here
What Users Say
Real Users. Original Reviews.
Checkout what users have to say about our platform.
I saved N500,000 for my shop renovation without even thinking about it. The auto-save feature is the best thing that has happened to my finance. I didn't miss the money because I never touched
CF
Chidinma Fela
Employer
I saved N500,000 for my shop renovation without even thinking about it. The auto-save feature is the best thing that has happened to my finance. I didn't miss the money because I never touched
CF
Chidinma Fela
Employer
Your Financial Future Start with one Tap
Join thousands of users building better financial habits today. Download the App to Save, Invest and set your retirement plan.
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